Installment Payment Options
We offer installment payment options through trusted third-party providers, including Shop Pay Installments (powered by Affirm) and Afterpay.
These services allow eligible customers to split their purchase into multiple payments.
Shop Pay Installments (Affirm)
Shop Pay Installments is provided by Affirm and allows qualified customers to split purchases into installment payments.
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Available on eligible orders, typically between $50 and $999.99 USD
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Payment options may include Pay-in-4 (four equal payments every two weeks) or longer monthly payment plans
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Interest rates range from 0% to 36% APR, depending on eligibility
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Some plans may require a down payment
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Affirm may perform a credit check to determine eligibility
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Payment schedules and reminders are provided directly by Affirm
For full terms, visit:
https://www.affirm.com/lenders
https://www.affirm.com/licenses
Exquisite Designs Home Décor LLC is not a lender and does not make credit decisions.
Shop Pay Installments FAQs
What is Shop Pay Installments?
Shop Pay Installments allows eligible customers to split their purchase into smaller payments over time. This service is provided by Affirm, a third-party payment provider.
How do I use Shop Pay Installments?
At checkout:
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Select Shop Pay as your payment method
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Choose Shop Pay Installments
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Apply and complete checkout
If approved, your order will be processed immediately.
Will my order ship normally if I use Shop Pay Installments?
Yes. Orders paid using Shop Pay Installments are processed and shipped the same as any other payment method.
Are there interest or fees?
Some Shop Pay Installments plans are interest-free, while others may include interest depending on eligibility and purchase amount.
Rates and terms are determined by Affirm.
For full details, visit:
https://www.affirm.com
Does Shop Pay Installments require a credit check?
Affirm may perform an eligibility check to determine approval. This process is managed entirely by Affirm.
Exquisite Designs Home Décor LLC does not make credit decisions.
Who do I contact for Shop Pay Installments support?
For questions about your payment schedule, account, or approval status, contact Affirm directly:
What happens if I return an item purchased with Shop Pay Installments?
If your return is approved according to our Return Policy, your refund will be processed, and Affirm will adjust your payment schedule accordingly.
Afterpay
Afterpay allows eligible customers to split purchases into four equal payments.
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Available on eligible orders, typically between $35 and $1,000 USD
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First payment is due at checkout
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Remaining payments are due every two weeks
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Late fees may apply if payments are missed, subject to Afterpay’s terms
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Afterpay may perform eligibility checks
For full terms, visit:
https://www.afterpay.com
Exquisite Designs Home Décor LLC is not a lender and does not control approval decisions, fees, or payment terms.
Important Disclaimer
Installment payment options are provided by third-party lenders. Approval, terms, rates, and fees are determined solely by the lender.
Exquisite Designs Home Décor LLC is not responsible for lending decisions, fees, interest, or payment processing.
Afterpay Installments FAQs
What is Afterpay?
Afterpay allows eligible customers to split their purchase into four equal payments made every two weeks.
Afterpay is provided by a third-party lender. Approval and payment terms are determined by Afterpay.
How do I use Afterpay?
At checkout:
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Select Afterpay as your payment method
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Log in or create your Afterpay account
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Complete checkout
Your order will be processed normally once approved.
Will my order ship normally if I use Afterpay?
Yes. Orders paid with Afterpay are processed and shipped the same as any other payment method.
Does using Afterpay affect my credit score?
Afterpay may perform eligibility checks. For details, please visit Afterpay directly at:
Exquisite Designs Home Décor LLC does not make credit decisions.
What happens if I miss a payment?
Payment terms, fees, and late payment policies are determined by Afterpay.
Please refer to Afterpay directly for full terms.
Who do I contact for Afterpay support?
For questions regarding payments, approvals, or your Afterpay account, contact Afterpay directly:
https://www.afterpay.com
1-855-289-6014
What happens if I return an item purchased with Afterpay?
If your return is approved, your refund will be processed according to our Return Policy.
Afterpay will adjust your payment schedule accordingly.
